Learn what over a million other Canadian small
businesses owners already know...
Read the latest testimonials from our customers
My dentist told me about Health Spending Accounts. I saved over $10,000 on dental implants by setting up an Eclipse HSA.
I use my HSA to pay for the expenses my wife's group plan doesn't cover.
As an accountant, I love the budget certainty of my HSA and the fact that the money I don't spend in one year can be spent the next year. I can use it as a tax free health savings account for my retirement.
You're spending hundreds, potentially thousands, of dollars each year on healthcare costs. With the Eclipse Health Spending Account, you can turn those charges into business expenses so you won't pay out of your pocket with after-tax dollars..
No premium increases EVER
You determine how much you will need to contribute in order to cover your medical expenses. There are no fees associated with using your money, and there is no penalty the next year if all is spent.
No wasted or lost contributions
Unspent HSA contributions carry forward from one year to the next, meaning you will never lose the money you put into your plan. You can even save up for large expenses in the future.
Medical treatments outside of Canada
Medical tourism has become an attractive alternative to long waits for treatments in Canada – now pay for those out of country treatments with tax-free dollars
Choice of spending..
It’s your money – you choose how you want to spend it.
Eligible dependents on your Health Spending Account include family members – related by blood or marriage – who are financially dependent upon you. That means you can be writing off expenses for elderly parent care.
Ease of use
We replaced outdated paper claim submissions with a mobile app and pay direct Visa cards so you won’t be out of pocket awaiting reimbursement.